Don’t let being self-employed stop you from buying your dream home or getting your investment property portfolio started.

As a self-employed borrower you may often face the challenge of not being able to present payslips and EOFY payment summaries to prove your income and support your loan application, but don’t let that deter you.

Purchasing a home or investment property when you are self-employed is not as hard as you might think. It just requires that you consider your business structure and how you pay yourself out of the business. This will dictate the documentation you need to provide.

What is a Mortgage Broker? Mortgage brokers are professional lending people who are independent from any one bank. They have qualifications with many banks in the Australian lending landscape, including major banks such as CBA, Westpac, St George, ANZ, and NAB. Brokers also have access to many non-bank institutions that lend money at a competitive rate (these include Pepper Money, Liberty, and Bluestone, to name a few).