Accessing equity. How can you do it, and most importantly should you do it? Put simply, when you’ve been a good borrower, mortgage lenders may let you access the equity on your home - that is, the amount no longer owing on the mortgage. Usually, the equity release will be capped at 80% by most lenders. 

Find out how much superannuation the experts say the average Aussie needs for a comfortable retirement.

The average Australian investment portfolio size is $31,613 but there are growing numbers of ‘emerging affluent’ investors who have an average investment balance of $716,352. So how do they do it?

It’s the hope that kills you. Just ask Carlton fans, NSW Blues supporters, Wallabies sufferers, and hopeful homebuyers who have fallen victim to underquoting. Obviously, you can’t change your footy team, but you can follow these tips to avoid the sketchy real estate practice.

It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new research. Want to hear something crazy, though? We know how to quarter that timeframe…

New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article.

Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage payments.

Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost of property and FOMO has led to more than a quarter of Australians considering buying a property with a ‘non-traditional’ partner.

You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can you do to make sure you’re not forever chasing the great Australian dream?

Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged up ‘Auction’ signs. But is Saturday actually the best day to auction your home? New data suggests perhaps not.

The world’s economy is coming back into a slightly inflationary cycle, and is slowly starting to show green shoots. The message is – if you have a home loan then now’s the time to consider fixing it if that suits your situation; or if you are looking to purchase then consider a fixed rate.

With the right guidance you can find lenders that will be open to your needs and timeframes. By having an understanding of the market of lenders’ policies and timeframes, SGB Finance are able to help.