article Stuart Bayliss MFAA, DipFS article Stuart Bayliss MFAA, DipFS

Borrowing against your home equity

Accessing equity. How can you do it, and most importantly should you do it? Put simply, when you’ve been a good borrower, mortgage lenders may let you access the equity on your home - that is, the amount no longer owing on the mortgage. Usually, the equity release will be capped at 80% by most lenders. 

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article Stuart Bayliss MFAA, DipFS article Stuart Bayliss MFAA, DipFS

Where are tradies most in demand at the moment?

Keen to tackle a renovation project in 2022? You might have noticed that tradies are hard to pin down at the moment. So if you live in one of the suburbs in this week’s article, you might want to get the ball rolling sooner rather than later…

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article Guest User article Guest User

Three (financial) New Year’s resolution ideas

Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most of which are doomed to fail. So why not add a nice straightforward financial goal to the list this year? Here are three to get you started.

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article Stuart Bayliss MFAA, DipFS article Stuart Bayliss MFAA, DipFS

Super withdrawals and lending

Back in March the Australian Federal Government introduced a range of measures to assist the economy during COVID-19, one of which was the ability for financially affected people to withdraw from their superannuation.

The purpose of the measure was to assist these people to be able to afford their living expenses in the event that they were stood down, laid off, or had their hours reduced, as a result of COVID.

However many people seemed to have other ideas in mind for the cash.

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